Joelle Maximilien-Miller
Mortgage Expert
Joelle Maximilien-Miller
Vice President of Lending
NMLS #381912
I am a 25-year veteran of the mortgage industry. I’ve held the hands of many hundreds of first-time home buyers and likewise worked with investors buying their 10th or 20th property. My experience includes working on small condos to multi-million-dollar homes throughout Florida.
I’ve worked with countless business owners looking to use alternative income documentation. Nationally, I’ve worked with commercial property buyers, applying the same level of dedication and support throughout their buying process.
Mortgage solutions for real-life situations
Every financial situation is different. I'll help you find the loan program that fits yours.
Buying your first home?
Depending on eligibility, conventional programs may start at 3% down, with FHA and VA offering additional options to make homeownership more accessible.
W-2 income not enough?
If your W-2 income isn’t enough to qualify, alternative income documentation may help. I’ll help find a program that works with your income history and financial profile.
Self-employed?
Traditional income documentation isn’t the only option. Bank statement and other alternative income programs may help you qualify, with options starting at 10% down.
Lower credit score?
A lower score doesn’t close the door. Loan programs may offer options starting at a 580 credit score, and I’ll help find the option that works best with your overall financial profile.
Investing in real estate?
Qualify using the property’s rental income instead of your personal income. Flexible financing options can make investment property purchases easier. I’ll help find the right option for your investment goals.
Foreign buyer?
You may still qualify for a U.S. mortgage without U.S. citizenship or a green card. Foreign national loan programs offer financing options designed specifically for international buyers.
How we work — three simple steps
Free consultation
We'll review your situation, answer every question, and identify the loan program that fits your goals and budget — no obligation.
Pre-approval
We'll get you pre-approved so you know your budget, shop with confidence, and sellers take your offer seriously.
Start to close
We manage the file from application to closing, coordinating agents, attorneys, insurance, and every other party so closing day stays on schedule.
What our customers say
It was an absolute pleasure to work with Joelle and Mina for a recent purchase. There's many moving pieces sometimes with home lending. They both were endlessly active and engaged to see the finish line and successfully did so! Your efforts are greatly appreciated and a pleasure to work with!
Joelle at RK Mortgage helped me secure a much needed loan to consolidate debt (with lower interest!) and funds for home improvement. Joelle and the rest of the RK Mortgage team worked tirelessly & went above & beyond to make it happen. Absolutely wonderful!!!
Joelle with RK Mortgage helped me purchase my first home and I have nothing but amazing things to say about her and her team. Incredibly detailed oriented with a focus on customer service. I wish I could give them more than five stars. Could not be happier with my choice to use Joelle and RK Mortgage
Joelle is my go-to mortgage broker! She communicates clearly, is always available for questions, and takes amazing care of my buyers from start to finish.
Book a free consultation
Don't wait until you've found the house. Even if your purchase is a year away, preparation starts now. I'll review your situation, give you specific recommendations, and help you get ready so that when you buy, you qualify for the strongest terms available.
Vice President of Lending · NMLS #381912